Debra A. Givens EXP Realty

I lived in an apartment for 16 years until my daughter asked, "When will we buy a house?" That sparked my journey. Initially inexperienced, I thought house-hunting was like car shopping. I learned the importance of a credit score and pre-qualification. When I bought my second home, I was prepared, researching grants, credit scores, and lenders. I believe everyone should own a home and aim to assist. Choose me as your realtor, and I'll guide you, from financing to credit improvement and funding for down payments and closing costs.